Senior credit risk professional with experience across supervisory authorities, banking and the Nordic credit bureau sector since 2008. Combines regulatory insight with leadership experience in analytics and model governance.

Previously Head of IRB Models at the Swedish Financial Supervisory Authority, leading supervisory reviews and approvals of banks’ internal credit risk models under CRR/CRR3 and EBA frameworks.

Also served as Nordic Head of Analytics at UC (Enento Group), responsible for credit risk models, data infrastructure and advanced analytics supporting responsible lending decisions across Sweden and Finland.

Earlier roles within Swedish banking and supervision provide a balanced understanding of both regulatory expectations and practical implementation realities.